PAYMENT OPTION

You may pay for your purchases on Lobobooks.in using one of the following options: 

For Indian Bank Card Holders

Lobobooks.in accepts Visa & Master credit cards and debit cards and is committed to provide a safe transaction environment by using a secure process for payment handling.

To enhance security of your payment data, you will be automatically redirected to the acquiring bank's payment gateway website, where all required transaction details (name, credit/debit card number, expiration date, CVV etc.) are captured on the secured and encrypted payment page CCAvenue and are securely transmitted to your Card Issuing bank for obtaining an authorization decision.

 

It is not uncommon for a request for credit / debit card authorization to fail once or twice before the card is finally authorized. This happens due to problems with your card issuing banks servers. You must try again till you get a successful notification.

At times the bank’s payment servers or your issuing banks payment servers may be down, in which case a message will be posted informing you of the same. Under such circumstances, you can continue shopping and add merchandise to the bag which would then be saved and you can come back later and complete the payment transaction within 24 hours.

For International Purchase

The prices of the books are mentioned in Indian Rupee, you may easily change to dollar by click: currency. Hence Indian Rupee will be converted to dollar. 

If you are using a card issued by a bank outside India to place your order and if your card is not registered for ‘Verified by Visa’ or ‘MasterCard” Secure Code’ facility, you would have to make your payment through PayPal. Payment on your card bill will appear in your local currency (as per the norms of PayPal). Your card will be charged in your local currency as per prevailing rate of exchange of dollar and charge policies of PayPal.

 

SECURE CARD PAYMENTS

 

1.      Valid Credit Cards (American Express, VISA or Master).

2.      Valid Debit Cards (VISA or Master) may be used, if your issuing bank permits you to use these online.

Debit Cards accepted:

Andhra Bank

Canara Bank Debit Card

Citibank

Indian Bank

IOB Debit card

Maestro Debit Card

MasterCard Debit Card

Punjab National Bank

RuPay

State Bank of India

Union Bank of India

Visa Debit Card

 

3.NET BANKING. SECURE NET BANKING OPTIONS

      You can make a payment through Net Banking directly from your Bank account. It works just like you make payments from your bank account.

      On the Billing Information page choose Net Banking from the payment options and click on ‘Pay' button at the bottom, Choose the Internet option & select your bank from the drop down.

      You will be diverted to your Bank’s login page from where you can login using your Net Banking login id and password and complete the payment. After the payment is successfully completed you will be diverted back to our site where your order confirmation will be generated.

 

AXIS Bank

City Bank

ICICI Bank

Kotak Bank

State Bank of India

Bank of Bahrain and Kuwait

Bank of Baroda Corporate

Bank of Baroda Retail

Bank of India

Bank of Maharastra

Canara Bank

Catholic Syrian Bank

Central Bank of India

City Union Bank

Corporation Bank

DBS Bank Ltd

DBC Bank Business

DBC Bank Personal

DCB Bank

Deutsche Bank

Dhanlaxmi Bank

Federal Bank

IDBI Bank

Indian Bank

Indian Overseas Bank

Induslnd Bank

ING Vysya Bank

Karnataka Bank

Karur Vysya Bank

Lakshmi Vilas Bank [Corporate]

Lakshmi Vilas Bank[Retail]

Oriental Bank of Commerce

Punjab National Bank [Retail]

Punjab National Bank[Corporate]

Shamrao Vithal Co-operative Bank

South Indian Bank

Standard Chartered Bank

Royal Bank of Scotland

Saraswat Bank

State Bank of Bikaner and Jaipur

State Bank of Hyderabad

State Bank of Mysore

State Bank of Patiala

State Bank of Travancore

UCO Bank

Union Bank of India

United Bank of India

Vijaya Bank

Yes Bank

Andhra Bank

 

At no point during the transaction, does Lobobooks.in captures or stores your full bank account or Net Banking details. We process the order based on the confirmation received from your bank.

 

4.CASH CARD:

ICash Card

IT Z Cash Card

Oxicash

Pay Cash Card

 

5.MOBILE PAYMENTS:

PayMate

 

6.WALLET:

Mobikwik

Paytm

At no time during the purchase process or thereafter, does Lobo Publishing House has access to, or stores, your complete card account information.