PAYMENT OPTION
You may pay for your purchases on Lobobooks.in using one of the following options:
For Indian Bank Card Holders
Lobobooks.in accepts Visa & Master credit cards and debit cards and is committed to provide a safe transaction environment by using a secure process for payment handling.
To enhance security of your payment data, you will be automatically redirected to the acquiring bank's payment gateway website, where all required transaction details (name, credit/debit card number, expiration date, CVV etc.) are captured on the secured and encrypted payment page CCAvenue and are securely transmitted to your Card Issuing bank for obtaining an authorization decision.
It is not uncommon for a request for credit / debit card authorization to fail once or twice before the card is finally authorized. This happens due to problems with your card issuing banks servers. You must try again till you get a successful notification.
At times the bank’s payment servers or your issuing banks payment servers may be down, in which case a message will be posted informing you of the same. Under such circumstances, you can continue shopping and add merchandise to the bag which would then be saved and you can come back later and complete the payment transaction within 24 hours.
For International Purchase
The prices of the books are mentioned in Indian Rupee, you may easily change to dollar by click: currency. Hence Indian Rupee will be converted to dollar.
If you are using a card issued by a bank outside India to place your order and if your card is not registered for ‘Verified by Visa’ or ‘MasterCard” Secure Code’ facility, you would have to make your payment through PayPal. Payment on your card bill will appear in your local currency (as per the norms of PayPal). Your card will be charged in your local currency as per prevailing rate of exchange of dollar and charge policies of PayPal.
SECURE CARD PAYMENTS
1. Valid Credit Cards (American Express, VISA or Master).
2. Valid Debit Cards (VISA or Master) may be used, if your issuing bank permits you to use these online.
Debit Cards accepted:
Andhra Bank
Canara Bank Debit Card
Citibank
Indian Bank
IOB Debit card
Maestro Debit Card
MasterCard Debit Card
Punjab National Bank
RuPay
State Bank of India
Union Bank of India
Visa Debit Card
3.NET BANKING. SECURE NET BANKING OPTIONS
You can make a payment through Net Banking directly from your Bank account. It works just like you make payments from your bank account.
On the Billing Information page choose Net Banking from the payment options and click on ‘Pay' button at the bottom, Choose the Internet option & select your bank from the drop down.
You will be diverted to your Bank’s login page from where you can login using your Net Banking login id and password and complete the payment. After the payment is successfully completed you will be diverted back to our site where your order confirmation will be generated.
AXIS Bank
City Bank
ICICI Bank
Kotak Bank
State Bank of India
Bank of Bahrain and Kuwait
Bank of Baroda Corporate
Bank of Baroda Retail
Bank of India
Bank of Maharastra
Canara Bank
Catholic Syrian Bank
Central Bank of India
City Union Bank
Corporation Bank
DBS Bank Ltd
DBC Bank Business
DBC Bank Personal
DCB Bank
Deutsche Bank
Dhanlaxmi Bank
Federal Bank
IDBI Bank
Indian Bank
Indian Overseas Bank
Induslnd Bank
ING Vysya Bank
Karnataka Bank
Karur Vysya Bank
Lakshmi Vilas Bank [Corporate]
Lakshmi Vilas Bank[Retail]
Oriental Bank of Commerce
Punjab National Bank [Retail]
Punjab National Bank[Corporate]
Shamrao Vithal Co-operative Bank
South Indian Bank
Standard Chartered Bank
Royal Bank of Scotland
Saraswat Bank
State Bank of Bikaner and Jaipur
State Bank of Hyderabad
State Bank of Mysore
State Bank of Patiala
State Bank of Travancore
UCO Bank
Union Bank of India
United Bank of India
Vijaya Bank
Yes Bank
Andhra Bank
At no point during the transaction, does Lobobooks.in captures or stores your full bank account or Net Banking details. We process the order based on the confirmation received from your bank.
4.CASH CARD:
ICash Card
IT Z Cash Card
Oxicash
Pay Cash Card
5.MOBILE PAYMENTS:
PayMate
6.WALLET:
Mobikwik
Paytm
At no time during the purchase process or thereafter, does Lobo Publishing House has access to, or stores, your complete card account information.